Help to Buy puts property ownership within reach and means an end to renting for thousands of Londoners.

 

If you have a deposit of just 5%, the scheme offers a Government equity loan of up to 40% of the value of your home. That means you only have to secure a mortgage of up to 55% from a bank or building society. The loan comes interest-free for the first five years and can be repaid at any time during the loan term or on the sale of your home.

  • Purchase price £324,950
  • 5% deposit – £16,248
  • 40% equity loan – £129,980
  • 55% mortgage balance – £178,723
  • Approximate monthly mortgage payments – £650 *

*Based on an interest rate of 1.79%, mortgage term of 30 years

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